Broker Check

Retirement Planning

For many people, one of the most pressing components of financial management is preparing for retirement. Remember, "failing to plan is planning to fail." Whether you're already living in retirement or you're several decades away from making that decision, the time to start planning is now!

What type of lifestyle would you like to maintain in retirement? Do you plan on downsizing or selling your home? Would you like to relocate to a warmer climate or closer to your children? Do you dream of traveling the country or visiting exotic locations? Or would you simply like to maintain your current lifestyle? Whatever the case, preparing for the expected - as well as the unexpected - is crucial.

Together, we will assist you in addressing the following concerns:
  • How much money will I need to retire?
  • How much money should I be saving on a monthly basis and where should I be saving it?
  • How can I maximize my income while reducing taxation in retirement?
  • How will my spouse and/or children be affected by my decisions in retirement?
  • At what age should I elect to receive Social Security benefits?
  • How will healthcare costs and Medicare impact my finances in retirement?
  • What is the best way to consolidate my current retirement plans?
  • What is the best withdrawal strategy for my particular situation?

There is no one-size-fits-all response to the questions listed above. Each individual/couple will have access to different investment options and benefits. We specialize in designing individualized retirement planning advice for each of our clients based on their unique goals and objectives.